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payday loan....

12 years 10 months ago
In oregon is mobiloans.com a legal lender? they are sucking me dry. I have paid them way more then I borrowed but have a balance of 400 dollars still. the orginal amount of the loan was 500. They have been taking at least 100 out of my checking account every other week since may! Please help on what I can do and can they come after me if I close my account?

 

Phone seems to be disconnected

12 years 10 months ago
I just checked Karma.com and they said that Lvnv is showing up on my credit report for $900.00 I tried to call this Lvnv and the number was not connected. Have they gone belly up? or what. I need to have this removed. I owe no anything.....Please help. Scott

 

Question re: do state laws....

12 years 10 months ago
I live in PA, is the below statement true? This is a St. Vincent company. St. Vincent andthe United States are both parties to theGeneral Agreement on Trade in Services, atreaty which specifically permits companies inone country to make consumer loans tocitizens of the other. Under the treaty, weare only obligated to follow the federal laws ofthe United States. We are not required toobtain licenses and individual state laws do notapply since the federal laws adopting thistreaty supersede any state’s laws on thesubject. I can provide you with the payment options. Thank you in advance.

 

email from acs incorp

12 years 10 months ago
i have received an email into my spam folder from acs incorp saying i am being sued for a payday loan, my soc sec number has been put on hold, and i am being charged with four diff crimes if i do not call and make payment for 900. I do not have and have not had any payday loans,in fact they are illegal in nc. the email is written like it is from someone who does not speak english, is this a legitimate collection agency. has anyone heard of them or received similar email.

 

Collections call my home daily

12 years 10 months ago
Some collections agency is calling my home daily wanting to talk to my daughter about her health care debts. My daughter doesn't live with me anymore and I what their BS to stop. Should I send them a certified cease and desist letter?

 

Question re: state laws

12 years 10 months ago
I live in PA, is the below statement true? This is a St. Vincent company. St. Vincent andthe United States are both parties to theGeneral Agreement on Trade in Services, atreaty which specifically permits companies inone country to make consumer loans tocitizens of the other. Under the treaty, weare only obligated to follow the federal laws ofthe United States. We are not required toobtain licenses and individual state laws do notapply since the federal laws adopting thistreaty supersede any state???s laws on thesubject. I can provide you with the payment options. Thank you in advance.

 

outstanding ccj

12 years 10 months ago
i have had a ccj on a person which will need to be renewed in feb 13. i have had the bailiffs involved,, sherriffs office. he went for an iva then defaulted and ran off to india to work. he is back and promised to pay me but i have had nothing. i have asked to have his wife added to the judgement/ccj as she is working- she did send my sols 4 cheques a few years ago but cancelled 4 of them... is there any advise you can give me or a good collections agency

 

Pay Day Debt collectors

12 years 10 months ago
I have been harrased at work by these collectors stating that they want to speak to my HR or sayiing that they have an officer finding out where I work. I have one question. There is a company called TR something or another. And they keep calling me. I am tired of their ill intent against me because they act rude disrespectful \and many sorts of diffirent attitudes. Please inform me on what to do.

 

Western Sky/Cash Call Help

12 years 10 months ago
I live in Tennessee. I took a loan from Western Sky and they sold it to Cash Call. Cash Call is reporting it on my credit reports. I disputed it and Equifax sent me a response stating that Cash Call presented validation of the loan to them. I'm not sure what to do now. Help.

 

LVNV settlement offer

12 years 10 months ago
I received a settlement offer from convergent stating i owed lvnv funding 1,066.25. I do not know what this debt is. I checked my credit reports and its not listed on them. what should i do. if i ask them to validate the debt could that trigger them to report to the credit agency