I am a single parent, full time student with $ 10- $15 thousand in credit debt. I am recently seperated and now have a minimal income, before my husband was around to help with payments. The only income I have is through the VA. I want to pay back what i owe but can only do so much now. Sarah

Thanks for the info on the Imagine card. I am on the phone with them now trying to cancel the card. I applied for this card about 3 weeks ago and they are just taking the money out of my account. I have not recieved the card as of yet. And you are right. It is an arabic or idian person on the line. He put me on hold saying he needed to pull up my info. I am still on hold waiting. It does not take this long for you to pull up someones info. I will keep you posted on what happens.

I made a post in response to the replies I received. I don't know what happened to it. Thank you all for relieving some stress. I'm in Illinois and I haven't paid them anything yet. I don't want to not pay, I just don't have 751.00. I'll see what Monday brings. Thanks again.

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I was curious if anybody happens to know any 'reputable' debt settlement companies that actually work?

I was curious if anybody happens to know any 'reputable' debt settlement companies that actually work?

Why am I banned from this message board? I had a simple question in regards to Arrowhead Investments and need an answer.

I too have been approached by Jenny Jordan of Bass & Associates, representing Arrowhead Investments. My Loan amount was 300.00. They now say that they will not accept any payment arrangements and demand 751.00 or they will have me arrested on my job. What action can I take regarding this. Is this legitimate? I don't want to not settle this account, but I just don't have almost 800.00 to give them at this time. What can I do?

Hi guys, I'm new to this forum so bare with me please! I haven't had the best credit history. And on top of that I don't have very much credit history at all...which I suppose is another issue in itself. I'm 25 years old and I got a copy of my credit report today and my score is 619, how bad is that REALLY? I only had a total of around 5 credit marks in my report, 3 of them being good and 2 being bad. The good news is that I've had an $11,500 car loan that I paid off over 3 years and was never late for a payment.

When you tell someone to look at the laws pertaining to the state, do you mean the state the PDL company is in or the state I reside in, PA.