I attended a "Free Credit Repair" Seminar. The speaker said the following: 1. Any negative item (correct or not) on the credit report can be removed by disputing the item. You will never have to pay the debt. Even though you owe the money. 2. The negative item will never appear on your credit profitle again. 3. If you pay off debt to collection agencies it will lower your credit score. Is any of this true? Thanx,

i started debt right when i turned 18 and it has snowballed from there i kept gettin credit cards and spending like ntohing. i am so far in debt today at age 26 that i have aready thought about bankrupcy. i need help and quick.

I have a question? What are some of the names Sonic goes by? KYSIDE38

i just received a summons with LVNV as the plaintif.this is about a sears account i had been paying off to NAFS until they stopped sending my monthly statement.is it too late to request a DV?should i go ahead and file a response and then try to work out a payment arrangement? i cant afford a lawyer.i could sure use some good advice.

I have a credit account on my CR that is reporting as a charge off. On the other hand, I am getting calls and letters from NCO regarding it. I looked on the web and found that the SOL for NC is 3 years on open accounts. Also on my CR, it is showing 30 days late as of OCT 2003, so wouldn't it be out of the SOL in OCT 2006?? If so, will I be able to get it to change anything on my CR or will it still affect my credit?? Also, need help with fixing a letter for NCO to get them to stop harassing me...HELP......

Can i pay on my accout by Western union quick collect if so what is the information that iwill need.

Does anyone know what the SOL for credit cards is in NC??

Good Afternoon, My name is Ken and i am interested in a debt consolidation loan. I have one account in particular that I need help with and was wondering what options you can provide. Please feel free to email me at email address removed as per forum rules - Mike for further information. Thank you! Ken

call me

What are you trying to take from my bank account and why?