Ok, I have been in this forum for sometime and been reading a lot about the collectors and their scary tactics. Today being holiday, I am glued in front of my computer and want to share some tips on how to deal with collectors. Suppose, you are getting harassing calls from the debt collector and there is little money you can afford at this moment. He is no way willing to work with you. Offer him the lump sum amount and your debt will be cut into half. Offer a monthly payment that doesn't strain your pocket and without compromising with other vital expenses like food, utilities, rent etc.

i have a payday loan

i have a payday loan

I am in a finiacial situation, and is behine in my bills, and mortgage, for two months, had excellent credit, now poor. Need to refinance with cash, aSAP, before forclosure.

Wow..I can't believe it's really here... I'm kind of sad, I've waited so long, and now it's about to be over. But..My seven-year-old son told me tonight "if Christmas was all the time it wouldn't mean anything." I hope all of you get everything you want..And remember, next year is going to be better yet. You guys mean the world to me..I love you guys. Merry Christmas.

my blood is boiling over this .. that number has called me every 2 hours ..starting at 3:25am this morning.. bloody hell!! 330, 530, 730 ..make them STOP!!!

Lost my job after eleven years of employment and am now two months behind on my credit card payments. I am $20,000.00 in debt. The creditors call every single day and I am losing my mind. I don't even know where to begin.

To Whom It May Concern, I am writing to see if there is any help for me and my four children. I just received on Friday December 22, 2006 an eviction notice. I have tryed to apply for a loan through my bank but a repo stoped that. I thank you in advance for your time and help. I am looking forward in hearing from you soon. Thank you personal info removed per forum rules...Fins

I have several payday loans out and i am having trouble paying them all. I have many bills i just dont know what to do from this point. I have to pay these payday loans and my rent and other utilities please twll me what i can do to get out of debt.

I got a loan with GFSIL and got everything prossessed and they told me that I could not get the loan because of job verification and a few weeks went by and I noticed that there was more money in my account then there was supposed to be. I asked my bank where it came from and to look up the id transaction # but they could find nothing. I called GFSIL and asked them what the hell is going on. They told me that my fax came through, and im like what F##$%^&%& fax. They already charged my account 80$ and i want to pay it in full but they are conning me somehow, please someone help