Hello,
I just registered on this site on Wed 12/13. I have since spoken with the counselor that was referred to me. I discussed my situation with the counselor and she gave me a couple options, consolidation or settlement.
Here's my debt background: 1 collection account of $6600 with NCO Financial, 1 collection account of $1200 with Asset Acceptance, 1 active account of $1200, and another active account of $870. Both active accounts are in good standing.