I have been attempting to get my debt problems under control. I have been paying on 3 cards and they are doing OK. One of my accounts in collection is for 23,000. I guess that I will be needing to get this "debt validation Letter" that I have heard of. My problem has been that any agent that I have dealt with insists on either one lump sum reduced settlement or a reduced settlement spread out over only a few monthly payments. I have tried to tell them that I just don't have the money.

Hi, I am looking for assistance to get back on my feet. Most importantly is my house which i have been at for almost 2 years now, I have missed payments on and it is in foreclosure. The letter I received states I need to pay almost $4,000 in the next 10 days to save me from owing the entire amount that I do. I hope this is clear. Also, I have other credit cards (2) that need to be paid off also. Probably totaling under $10,000. I would like to know what to do at your soonest convenience. Thank you. I work alot of hours so may not answer my phone but please call and leave me a message.

Does anyone have an address for B&L Marketing? I have seen only phone and fax #'s, but need an address for a complaint with the Washington State Dept of Financial Instutions. It appears B & L Marketing is not licensed to do business in this state, but they have been doing online payday loans in this state anyway

does any one know this number 966-441-6161

Okay folks here it is in a nutshell. In 1998 I went on Social Security Disability. Everyone thought I would be on it for the rest of my life. I had two student loans discharged because of my disability in 2000. Anyhow the past two years I have taken a proactive approach to my life, obtained employment and have maintained a healthy lifestyle and outlook for 18 months. I went off disability this past June and decided I wanted to go back to school come spring to become a systems analyst. I can write my own ticket with this education.

Sam, Is the originating creditor bound by the fdcpa? I sent a debt verification letter to AMEX addressed in Florida. I sent it certified and have the return card signed and dated............and have recieved 6 calls since the date the letter was recieved though I specified "no phone calls" in the letter. I have caller ID with a time and date stamp and know fully well that the debt is out of SOL. I have been gone when they are calling so I have not spoken to them. Do I need to send a certified letter to every branch of AMEX? Just looking for your opinion as we live in the same state.

i need the phone number for the aspire visa costumer care center. please!!! that bis located on the back of the credit card.

I received a call today from ARS National looking for a relative of mine from this company. They said in regards to banking. What does this company do.

I was told by a creditor that I could not have a statement of my account standing, interest rate and payment history in writing for "security reasons." This strikes me as unethical and/or illegal; is it?

I am in the same position as msh112257. I can't find a website to check out how to stop mte finacial from taking out anymore money. Some one please let me know what I can do to stop them! I am in the state of N.C. Will I have to cancel out my checking account be for this will stop?