I have a store front loan through Cash Express, they are registered in my state, I borrowed 400.00 on
11-17-06 the apr is 401.50% which they take out 175.22 one time per month for 5 months which I will pay them back a total of 400.00 original loan and 476.10 in fees...can they do this or what..if I pay it off early I wont pay as much in fees but what do I do?? is this legal?? Thanks