I have very few bills that I want to consolidate. I have a home mortgage and a car loan. Total debt is about 160K (guessing). I make 14.50 an hour and get 1465 a month in child support. I have a 3K tax bill and very poor credit. I would like to be able to get everything onto one bill that is taken out of my paycheck or bank account automatically. I don't want to lose my home.