What do you do when you can't pay any of your debts, how much does it cost to file for bankruptcy and how do i know if i qualify?

Address to FSM Group Inc. dba FSM Processing Inc. dba United Federal Bank

We have been getting calls from West Asset Mgmt (Stockton, Ca) for several months about a dept we do not owe. A couple of weeks ago, I wrote to the California BBB and also wrote a letter (registered/certified) to the Company asking them to stop calling. I have never received anything back regarding this letter, so I’m assuming they refused to open it. Anyway the calls continue on a daily bases. Does anyone know what my next step should be? We don’t have much money for a lawyer. Thanks John

I had a debt for some furniture I bought back in 1998, I did make my payments through 3 of four of the years, but then after the 9/11 attacks, I lost my job, due to the lack of tourism. I also have credit card debt and student loans, and creditors barking at me over the phone, I am just now beginning to get back on my feet, settling old utility bills, and hopefully looking at owning a car again. I just don't know what to do, my credit is in shambles, and these creditors just won't ease up, and they get more and more rude, with every passing day. What can I do?

why are canadiens callin me Profanities deleted...Jessi

Does anyone have an address to send a cease letter to these fools - They 'think' their calls will work - Let's just get together and hit them with a MAJOR suit (the fines can really add up if we ban together) - the number they call from is that 775 319-1501

What is the deal with Khaki Holdings this company keeps emailing me with settlement deals and they send me the deals on or the day before the settlement deal and now they are going to contact my employer about the information I gave them when I received the cash loan.

Do any of you have a copy of a refund letter that can be sent to IPDL companies?

I have discovered that wage assignments are ILLEGAL in Oregon. Quote:

Oregon Revised Statute (ORS) 735.355 Prohibitions against assignment of earnings for loan security. (1) as used in this section, "earnings" means salary, wages or other compensation for service. (2) No licensee shall take an assignment of earnings as payment or as security for payment of a loan. An assignment in viiolation of this subsection is unenforceable by the assignee and revocable by the assignor.   Payday from West Indies YELIK1@HOTMAIL.COM 19 years 2 months ago Any info on West Indies loan companies?