I received a call from NCB and spoke to a Miss Thomas. After nearly 20 minutes discussing a valid debt, I offered to make monthly restitutions in the amount of $100.00. I was initially offered a settlement of 50% of the total debt, which I'm in no position to do. I was told after my offer of $100.00 dollars per month that in order for them to accept that, I would have to make a down payment of 30% of the total debt. When I refused that, I wasn't given a counter offer by the collector.

I just want to take 4 monthly payments I have and make them one monthly payment. The interest rate on the payments I have now is really high

Today the bank called me telling me that this company, they don't do bsuiness with because they use our money in escrow and only time they pay the amount due to them is when they call for payment. the bank told me this company billed interest on our money and after the conversation i got scared. I am already in debt and then a big coorporation telling me not to do what I am doing and they will lesson my payments which they did and took of my late fees and all other charges. I am so scared. what am i to do?

Public

Public

if you settle a bill with one collection agency and then the company sends the bill to another collection agency is this legal

I'm in the military I need one loan that will consildate my loans and my bills so I have to only make one payment. But its hard because I have bad credit, I've been late on a few payments, and I need help. The hole just seems to get bigger and bigger, I need advice on who can help if your unable to thank you.

Can i get a copy of the pay day rules & regulations in the state of california and if a pay day loan company is doing things illegal who should i contact and what letters should i send to the pay day loan company. Can i get a copy of the template/letter to send to the pdl companies

If i want to send a letter revoking a wage assignment what should the letter say. I also want to send a letter to my payroll dept as well what should the letter to my payroll dept say.

I have taken a total of 4 payday loans out with paydaymax.com The first 3 were piad in full with me paying a total of $721.06 on a $400 loan.... $883.80 on a $400 loan ....and 831.79 on a $380 loan. I'm in Indiana and I think my max interest is 15 dollars per 100. I now have a loan that I defaulted back in August on and the total amount of the loan was $500. I paid a total of $167.58... which tells me i still owe $407.42. I wonder though ifI can send them an email with my loan history and how much I overpaid and a copy of my state's laws and if they will mark my account PIF?