Hello: I stumbled upon this website looking for help. My question is are there really such a company that will help with bills or debt? My husband just passed away in October and was in wage earners (chapter 13) and the house was too. Is there any company knows that will refinance this house for lower monthly payments that I can afford? I can only afford about $800/mth. He was paying about $1300/mth. Is there any help out there, please. Thanks Celeste Hubbard

Northway debit just took $254 twice in the same day out of my checking account. Why? And who the hell are they?

A pay day loan company sent a letter to my pay roll department asking them to garnish my wages in the amount of $350.00 to pay the loan off. This pay day loan company was aninternet pay day loan company and they are not licensed in the state of california. I want to write this pay day loan company a letter but what should I say. I told them they were on a recorded line and I asked them if they were licensed in the state of california and they said they are a global and the are licensed on the internet. what can I get them to do to stop sending these letters to my job.

I was married for five years, and it all came to a crashing end. Soon after, my home loan was foreclosed, but I didn't learn until two years later that I had a deficiency balance of more than $31,000. So after that my credit was shot completely and I needed to seek help.

Debt Dr is not responding to my phone calls...does anyone know my rights to end this loan....

Is wolpoff - abramson licensed in Georgia?

Hi everyone. I received a called from a guy named Johnny. He left me a case number and told me that I needed to call to stop further action against my name and social security number. Does anyone have any sample letters that I can send to this company and the AG in my state?

Hi everyone. I received a called from a guy named Johnny. He left me a case number and told me that I needed to call to stop further action against my name and social security number. Does anyone have any sample letters that I can send to this company and the AG in my state?

I have about $4000 worth of debt. How can I get started right away consolidating? I'm already registered with user email address removed as per forum rules - Mike

I love it when a plan works...check out this email that I got(After speaking with my supervisor he has agreed to just put this to rest and save the headache. Please understand that if you have any other loans you should read your agreements more carefully.) I did email back asking if this was to mean that my account would be marked "paid in full" and no further collections would take place. This company I have went back and forth with for weeks. So I have 5 more to go.. Thanks to you guys you rock..I could not have done this without this site.