Just wondering to whom illegal pdl threats would be reported. I know that illegal threats by third-party collectors fall under the fdcpa violations, but I believe that creditors are not subject to the regulations, so how do you deal with them?
A rep from Cashnet 500 left a voicemail for me at work while I was on vacation and stated that a legal motion had been filed against me for non-payment of the pdl. The rep stated that I would receive legal papers, am being charged with bouncing a check across state lines, which is a felony, and am subject to wage garnishment.