Does this letter sound ok to send a law firm that claims they bought a loan that I defaulted on (I never applied or received the loan in question)? August 21, 2012 Simmons Smith & Assoicates 407 Lake Howell Road Maitland, FL 32751 1-866-847-6165/407-

I signed up with a debt consolidation company a month ago. Since then I have been bombarded by phone calls and letters. I cant sleep worrying that Im going to be sued or that my bank accounts are going to be garnished. How do I go about canceling with the company and getting my money back? Also now that Im behind in all of my payments do you think the credit card companies will work with me to get them up to date? If anyone else has been thru this please please let me know how you handled it.

from columbiana county ohio cash call=2600 cash net 378 nca=900 any ideas to give me so we can figure out how to help them?

hi march 1 2012 i recieved a letter from mcm stating they purchased my debt on march 3 i sent a certified validation letter to them on march 15 i recieve a letter back stating i will be contacted by a customer service rep. now 5 moths later i recieve a bill i thought they only had a 30 day window to respond what should my next step be thanks in advance.

I would like to know why this is on and what options i have to resolve if it verifies of an account i am aware of

I've been on the payday loan hamster wheel of hell for longer than I can remember - broke free once for a month or two only to suck myself back in. I can't do it anymore - I'm broke, in every term of the word. I see that in Arkansas - Jonesboro , payday loans MAY not be legal but I'm unsure as to the why - in particular why my loans may be illegal.

i have followed all the steps of the process, but I want to know how long I should expect it to be before getting a response from the lenders. Two lenders, one click cash and mobiloans, have not tried to take any more achs but they have not responded with any emails, and it has been a month. I am getting nervous about what is going on. I live in nc and these are both tribal and not legal in nc.

Hello All, [FONT=Calibri][/FONT] I have been searching high and low to find out how to qualify for a deferment, but I just keep seeing the same info over and over. I see general descriptions, but I want to see how to qualify for financial hardship reasons and I am not unemployed.

Well, LRLO (Legal Recovery Law Offices) is at it again. I've seen their name here quite a bit. I received a standard 1st class stamped letter today from Mark Walsh and Co. notifying me of a hearing that takes place in California in 2 weeks. I live on the east coast so a 2 week heads up and a $400 flight is not something I can deal with.

Hello all, I have about 8 credit cards with $40,000 debt. Last payment was about May or June of 2011. Got a settlement offer from American Express for $3,000+ on a $6,000 balance in June of 2012. Still couldn't afford to pay it off, and now I'm being sued by Zwicker for the full amount plus attorney fees. Was planning on saving up enough to pay off the $3,000 in a couple of months, does anyone know how to start settlement talks with AMEX while the lawsuit is still in the court? I want to be able to reach a payment plan with AMEX so Zwicker can drop the lawsuit.