I have a collection notice from midland credit management for a debt that was charged off and then bought it. Based on the date of last payment, there attempt to collect is in violation of the statute of limitations in the state that I reside. How do I get this debt dismissed via the law?

Does anyone know this number? 866-296-0635. If yes, is there anything you can tell me about this collection company? They called me today. Thanks.

So I had an American Express Blue card from 5 years ago that I let go delinquent in 2003 ... they charged it off in 2004 and really did not put any collection into it ... I didn't get collection letters or calls, and they didn't sell it. When I got myself back on track this year, I figured since they were patient enough not to hound me for it that I would pay them off first, before I tackled my other credit cards. I called them in October and said I wanted to take care of my balance.

Hello, I am taking up the fight with collectors. I have several collections due to unemployment a few years ago. I was activated after Sept. 11 and when I returned 2 years later, my company laid me off. (that's another battle). Anyway, I was unemployed for a year and shy of creditors, mostly didn't have the $$$ to pay all the bills except food house and cars, (go figure). Well I send the collection agencies letters asking for debt validation. If the debt is valid I send them a payment plan offer with a partial payment in good faith. if they accept, no problem. What do I do if they don't?

I live in Washington State. I have defaulted on a internet PDL & Ted from payment services stated that they were going to garnish my wages if I didn't pay off the loan by the 1st. The problem is that my rent is due on the 1st. H e said that he would contact my supervisor & the Human Resources department. Do I have any options?

Sorry this is long..I had a car repo'd in early 1991. The only time I had heard from the bank was about 2 months after they repo'd when they sent a letter stating I could pay x amount to get it before it went to auction. I couldn't afford that so I didn't. I never heard from them but did notice that it did go on my credit report. (after 7 years it was off) I went on with my life. I married in 1992. After the 7 years was up and my credit report was cleared I got a couple of credit cards in my name. I bought a car in 2001.

got an email that stated investigation was complete and to log into`my account for details

Anyone know who American Financial is??

I don'tunderstand why this is the only way that I can log in??

We all know or are learning that some collection agencies use underhanded or illegal tactics. Lets say I owe a debt that I did not pay and the Statute of Limitations ran out for legal action. Lets then say an aged debt collection agency using aforementioned tactics does not call me but gets a hold of another "Jimbeem" and the imposter does not know any better and is scared or intimidated into making a payment or two thus resetting the Statute of Limitations. What prevents this from happening? How do I prove I did not make a payment? I think my own personal picture is becoming very clear.