I am a single father of three children. I have them fulltime 24/7. I have sunk myself in payday loans and I feel that I have no option but to default. I am worried what could happen to me legaly. My credit couldnt get much worse but I am concerned about being arrested. I have 6 loans with variuos companies all done over the internet. I live in plano texas. I am in the process of opening a new account so I can live again, does anyone have any advice?