I currently have payday loans with PayDayOk, Route66, CashNet, and a store front loan with Check Into Cash. I have checked out my state's laws regarding payday lending and according to what I read, it is illegal to lend more than $350 in this state and NO rollovers are allowed- You must pay the finance fee and at least 25% of the principal. Well, I've had a 500 loan with PayDayOk since May and have paid close to $800 on the loan altogether and bc I had to refinance it (to afford payments on the other loans) I am nowhere near paying it off.