I co-signed an auto loan for a friend. One year later, he got sent to a conservation camp and the vehicle got reposessed, I could not pay for my car and this one. Now another year has passed, Daniels and Norelli have been calling repetitively, faxing my employer for verification of employment, and will not work out a payment plan with me. They wont a certain amount down right now, then a certain monthly amount afterward. I let them know what I could pay and they say they CAN NOT take anything less than what they proposed.