I would like to know why everyone does not understand what the word settlement means...if they had accounts in collections prior to settling their debts out, they should have all been called at least once by the creditor asking them if they wanted to ******settle****** with a 1 lump sum figure.........i guess patience wears thin when trying to clean up the debt.but not while incurring it!! Confusing huh??? Have a little faith and remember you put your self in debt. Not the law firms or counseling agencies.

Would you please take me off of calling list... You are very annoying.. now I did say Please.. next time I will not be so nice.. and no that's not a threat it's a promise....

I want to clean up my daughters credit card debt with Chase. Chase has turned it over to Universal Fidelity and they will not send me paperwork.

Will this program work if I have an auto loan and cannot pay for it. Consultants could negotiate with Creditor to take a vehicle back and pay off some of the money back, but get rid off high monthly payments.

On advice from my bank I have contacted my PDL providers by phone, voice mail and e-mail revoking their authorization to debit my account. My bank says that if a debit is made after this it is considered illegal and they can get my money back. I am having a hard time with del prado holdings . I have told them that they are in violation of the AR pdl statute but they insist they aare not due to the contract I signed with them.. I have already payed $1050 in fees to them for a $300 loan. Can anyone tell what steps to take I am new at this and the PDL companies are driving me crazy.

I have about 10 payday loans out & I am trying to figure out a way out of the horrible mess I got myself in trying to pay for car repairs a year ago. I have defaulted on almost all of them & now am fearful of more credit issues & possibly even criminal issues now. My bank account is about to close with all the fees & problems it's accrued. I am young & do not know how to do this by myself. With my income, I would never be able to pay the balance due & the $1500 is monthly finance fees. Please someone provide me with some guidance in this area.

I have a payday loan and I cannot find the contact information. The website address I saved to contact them was wrong. The debit in my checking register is "E-PAYDAY FEE DEPOSIT." Can anyone help me find the contact information so I can resolve this?

After working through college and making over 40k a year while in school, I decided to travel, get my MBA and try new occupations. After changing jobs and being out of work for a big portion of last year, my debit caught up with me. I owe 25k to credit cards. The good news is I have been working for 6 months making 60k a year with monthly and yearly bonuses. I need help getting started again. Thanks Patrick

I have an investigative newscaster who asked me to let her know if I hear of anyone in the local Atlanta, Georgia area who has had a problem with RJM Aquisitions Funding, LLC collecting from you for FINGERHUT who has never had an account with them. If so, please reply and I will notify her by e-mail. Thank you very much.

Please do not call the above number.