Internet's First Get Out of Debt Community!

20+ Years of debt relief success

Slide to see your debt amount now

Search forum

Payday Loan Default

12 years 10 months ago
I have 4 payday loans that I have defaulted on due to some unforeseen expenses and they have just showered my account with NSF's to almost $1000 and my credit union is telling me that they can't close my account until I bring it out of the negative. (WOW). My loans are with Cashnet USA $725 in which they are telling me I owe $936.25 Integrity Advance is saying that I owe $440 and can't explain all the fees American Web Loan $500 The Cash Line - they are telling me I have an outstanding balance of $400 but NSF fees of $1,279.04.

 

What does it mean when your Mortgate Company tells you the reaffirmation is on hold?

12 years 10 months ago
We had our Bankruptcy meeting on July 22, 2012. As of that time our attorney had not received any reaffirmation agreements from our 4 secured loans. I have been making these payments on time and when I called HSBC to make our August mortgage payment I asked if they had sent out the reaffirmation papers yet. The told me that the reaffirmation was put on hold and would not tell me any information as to why. What does that mean and why would HSBC put the reaffirmation on hold?

 

settlement

12 years 10 months ago
[COLOR=black]I sent this email to St Aramands Group, i did not reques the loan nor sign paperwrok agree to the terms the money was deposited without my knowledge while I was out of town. So since I did not return the money i=I agree that I owe it they of course have been trying to get the money from my account by 90.00 debits 2 tims a month since july the loan is up to 510.00 with the interest charges.

 

Help

12 years 10 months ago
I live in Tennessee and I was in desperate need for quick money, I needed to get bills paid on time. I searched online and found United Cash Loans. I borrowed 150, and they said that the total I will need to pay would be 195. Every week they charge a renewal fee, until I pay down on the actual balance. So far I have paid about 180$ and I still have a balance of 130. Ugh I have learned that this was a bad idea, but now when I get paid every week my paychecks are basically nothing because they debit the money out automatically. I don't know what I should do to get my finances back together.

 

Capital One, Forster & Garbus, and a tricky judgement situation

12 years 10 months ago
I am trying to get rid of this judgement in NY, but the situation is very tricky. The judgement is for an outstanding Capital One debt ($801), and was executed by Forster and Garbus. F&G are notorious for “sewer service”, and falsifying documents. NY Attorney General Andrew Cuomo investigated them and found them guilty of tens of thousands of instances of falsifying documents, and lying about process serving. Now I know for a fact that I was one of these cases.

 

help

12 years 10 months ago
why can't I post a thread or question in the debt section I can only post on ask expert....clicking on start thread does nothing what am I doing wrong or where do I go to post question for the forum?

 

response from Cash Yes

12 years 10 months ago
Hello Everyone, Below is a response I received from cash yes after wrote and told them they were no longer authorized to call my house, references, or take anymore money out of my account. I also informed them i revoked my ach and closed my account with wells fargo. here is their response. [FONT=Arial]Dear [COLOR=black]Marina [/COLOR]: [/FONT] I am writing on behalf of Cash Yes in response to your recent email.

 

Pay day loan help

12 years 10 months ago
I have 2 payday loans and I was considering loan consolidation. Is that the best solution for repaying the loans?

 

returned the money

12 years 10 months ago
I did not recieve a loan from Cash.Taxi, a Northway Financial Corporation, and they are trying to charge me for the loan. The money was being deposited, my bank returned the money and now they are trying to take the money I never recieved. I have proof from my bank that the money was returned because the account had been closed. What should I do?

 

Payments

12 years 10 months ago
Is it possible to make payments through the mail? I have no credit card or bank card.