Does anybody have the name of a good debt cons company they have worked with? I did sign up under this site and waiting for a call. I have 2 credit cards that have now went to collections. One company does not seem to want to work with me much. Offering a payoff of over $5000. I cannot do this plan and unless I pay 10% of the bill each month (over $700) they will continue collection efforts (lots and lots of phone calls). The other company has worked with me well. Also have a $16,000 payoff left over after a repo.