I guess changing your home phone number and paying extra to get the number unlisted means nothing nowadays. A collection agency left a msg. on my voice mail last night, and I know for a fact that the creditor who turned my acct. over to this CA did not have my current home phone # when the acct. was active and in good standing.
Another of my creditors that I have put in my settlement plan called a few days ago while I was at work, but did not leave a msg.