i'm self-employed and i have taxes over due,car repairs needed,and overdue dr. bill and settlement on back credit card. help... :cry: :(
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pdl to collections
19 years 2 months ago
I sent Rio a form letter saying that I wasn't going to pay them anymore, that they were charging me way more than my state's ursury limit and so on...and now they have turned me over to a collection agency for a little over $500. In the letter from the collection agency they said that if I want to dispute the debt I must do so within 30 days, but I'm not sure I have grounds to do so. I did repay the principal of my loan as well as over 17% interest (my state's max). What can I do??
Credit Card Issue
19 years 2 months ago
I am currently getting sued for non payment of a credit card. How do I stop this from happening?
FSM Processing sent me a letter
19 years 2 months ago
Quote:
Account#
Re: Your complaint
Miss ME,
We received and reviewed your correspondence regarding your complaint with the company.
While the information that you have collected may apply to companies that have physical locations in your state, it is our opinion that it does not apply to our internet business model. This is based on sound advice from our legal department.
The money was lent to you in good faith with the understanding that you would abide by the terms detailed in your loan contract.
my debt19 years 2 months ago Credit Union Visa - $5000 apr 27.5%
Discover - $4000 APR 28.2%
SearsChargePlus - $3500 APR 30.4%
HSBC-ArtVan - $3400 APR 23.9%
CitiCard Plantium - $2800 APR 32.4%
Sears Card - $2400 APR 30.4%
CitiMasterCard - $1700 APR 32.4%
Chase - $1200 APR 29.9%
Action Card - $500 APR 28.9%
Jared's - $460 APR 22.9%
Mancy's - $300 APR 24.9%
Express - $220 APR 22.8%
Best Buy GE Money - $220 APR 22.65%
JCPenney - $165 APR 24.99%.
How are you guys consolidating your payday loans19 years 2 months ago I want to consolidate my payday loans how can i do it? Nobody seems like they can help me
Surprise settlement from xpress cash. Thanks to this website19 years 2 months ago Well I have been going back and fourth with XPress Cash/My1Direct etc etc. They have so many names I cannot even remember. But, Like I said I have been going back and fourth with them for about 2 months. I had overpaid them based on my State laws (Arizona)
cancelled my bank account sent them debt validation letters, tried working things out with Princeton Harris.
No No No, folks please read19 years 2 months ago My blog entry today is directed to all the lurkers out there and even the ones who post daily. Debt can be overwhelming and in some instances so overwhelming that you think of doing something desperate, please folks, PLEASE check my blog entry for today as it has a couple of stories out there to let you know that you aren't alone in how you feel, for one woman she still has hope for another, he killed his hope. Debt is not worth killing yourself over, there is a link for those who are in crisis mode. we all know and have experienced your pain, you are not alone.
Please explain to me about this debt validation19 years 2 months ago Can someone please explain to me about this debt validation. What does a CA receive that authorizes them to collect a debt? Why do some CA report to CRA and some don't. I have a CA offering me 50% payoff but it might be past the SOL and would the debt validaton show this. It is possible they bought the receivable from another CA that still shows up on my credit report but not deragatory with a 0 balance? I wrote once to this agency and told them I diputed it and they offer a lower payoff of 30%.
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