Can someone please explain to me about this debt validation. What does a CA receive that authorizes them to collect a debt? Why do some CA report to CRA and some don't. I have a CA offering me 50% payoff but it might be past the SOL and would the debt validaton show this. It is possible they bought the receivable from another CA that still shows up on my credit report but not deragatory with a 0 balance? I wrote once to this agency and told them I diputed it and they offer a lower payoff of 30%.

My story is i have some debt that i want to consolidate. I am trying to persue a career and i just need to somehow consolidate my small debts together. You would be a very big help for me I am desperate! Thanks

What is the best way to find the number to the credit agencies that are listed on my credit report? I've tried anywho.com and put in names. I've tried putting the names in the search bar on Yahoo and I'm not having any luck finding info out. Can someone please help? Thanks, dixie79q

can a PDL company call you 7 days a week all day and night and harass the person who answers the phone and say your not there by say don't lie to me where is she at and it's only 8pm eastern time and then tell the person who answers that someone will be at the door in a couple hours talking about a sleepless night oooooooooooooooooooohhhhh cassie 40?

I am having a hard time with Pay Check Now. I live in NC where the pdls are illegal. I have paid $300 on a $200 loan. I have asked them to mark paid in full and made them aware of NC law, but no luck. Any suggestions?

I know that as consumers we are entitled to a free credit report each year from the agencies but how do we obtain our credit and fico scores for free, everywhere I look there seems to be some charge, the last one I knew was when I refinaced my mortgage for a fixed rate and Well Fargo told me what my score was that was the only way I ever knew what it was, thanks a bunch ya'll

wow, I almost forgot..Today is my 10 year wedding anniversary! Can you believe it?! We celebrated by going to an NFL game yesterday and an impossibly expensive restaurant on Saturday. Marrying my big strong guy was the smartest thing I've ever done. We have a great life and a wonderful son, and I'd do it all again and change nothing. Wish me 50 more!!!

Does anyone know where I can find a part time job that would require me to work from home? I could really use the money but I don't know where to turn. I know that there are some scams out there and I need something legitimate.

Has anyone ever heard of a company that calls itself "Purpose Loan." I have two clients that have loans with this outfit, but neither has documents or good contact information for them. I can't even find a website. My next step is to backtrack them through ACH records, but I thought I'd see if the good folks here have any info to share first. Thanks for any help you can provide.

Hope this helps someone who may be looking. This is going to be in our paper tomorrow these have signed already . 1. Any Day Cash.com is in Holiday UT. 2. Checkexpress.com dba Paydayloantoday.com in Las Vegas 3. CNC Funding is in Euless TX 4. Elite Cash Advance in Salt Lake City Ut 5. FSM Processing in Las Vegas 6. Get Cash 911 in San Diego CA 7. Payday Advance Plus in Los Angeles 8. VIP Cash Las Vegas 9. Star Light Financial Del Ray Beach FL 10. Checks for Cash.com Rockford IL. Hope this will help someone out. KYSIDE38