I have inherited a cell phone from a person who obviously owes you money. Since my credit score is in the high 70's, low 80's (it fluctuates), this is really annoying. I don't have creditors calling me, I have SOMEONE ELSE'S creditors calling me. I was getting a call periodically and then monthly. Now, I am receiving them weekly! When this first started, I was asked if I was this person and stated that I was not. Then I received a barrage of questions, "Do you know him", etc.