Last fall, I got married. My husband and i took extra cash out to help pay our portion of the wedding and the honeymoon. That was in October. In february, i lost my job, and held partime employment, but fell behind in bills. We have two mortgages, for homes we have been trying to sell and car payments as well as credit cards. Up until this time, i have always had excellent credit, and been on time with paying my bills. Its really embarassing to talk with the collectors, when all my life i have had such good credit and payment history. I need help resolving this matter.