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Habits gotten out of control

anonymous
19 years 3 months ago
I have 5 credit cards with limits ranging from $4000 to $8,000 on them and I'm maxed out on some of them for a period of about 4 months. My total debt right now is about $20,000 and I'm having a hard time keeping track and paying them all back and rescuing my credit rating. I made a budget and have a more cash flow and would like to become debt free in a 12 month period. I would hope that the first thing I can do is to be able to consolidate all the credit cards into single loan with a decent apr (maybe 10%?) and then cutting up (not closing) all my credit cards.

 

Chat tonight

msmishele30@aol.com
19 years 3 months ago
Anybody want to go into chat tonight? :?:

 

Query about a pastdue accont

anonymous
19 years 3 months ago
I believe I have a pastdue account and I need to find out your address and if my account is through you.

 

Interest accrual online pdl versus storefront pdl

anonymous
19 years 3 months ago
What I think I understand with a storefront pdl the interest accrual is every 2 weeks, you pay back the amount of the loan plus interest thus paying in full or you pay the interest only (not touching the principal) and rollover for another 2 weeks, owing then the principal and another interest payment. With online, what I am reading is that you borrow the principle and they deduct just interest every 2 weeks with nothing paying down the principle. With nothing ever hitting the princple how do you ever get it paid off?

 

Unbelieveable!!!!!

sanree@sbcglobal.net
19 years 3 months ago
I cannot mention the company name because of my settlement agreement, but I was waiting for the copy of the agreement to be e-mailed to me and they sent me the copy of someone else's agreement with all they're personal info on it. I emailed them what they had done and received an email back saying they were sorry and wanted me to call them but gave me their fax # to call. I e-mailed them back to tell them and also that I wanted my agreement by 12:00 p.m. today. I had to go pick up my Grandaughter from school and it was in my e-mails when I got home.

 

Rio Resources

kota101@msn.com
19 years 3 months ago
SOOOOO after them first telling me too bad we do not have to follow Arizona laws you still have to pay us. Today I got this email Quote:
RE: Final Offer Ms. Bedoy, We have received and reviewed your repeated correspondence regarding your non-acceptance of our offer and your request for a refund that you feel is due. We are not of the same opinion, therefore no refund will be offered at any time. We have instead written off your $260.00 balance due on your most recent loan and closed your account.

 

help from someone

geogirl29@hotmail..com
19 years 3 months ago
I have been waiting for someone to contact me from here re: my situation. I have not yet had a call or email from anyone. I am really needing help with payday loans as so many people are. i have heard a couple of companies mentioned here that can help,but don't have any phone numbers.I want to do something before my next payday which is the 20th.Do i have to wait for someone from here to call me or can i just contact a company that can help me.I have even emailed a couple of people who are in the contact catagory ,but no reply. I'm really lost here and don't know where to turn.

 

Please help- Palisades Collection LLC

severhart@sbcglobal.net
19 years 3 months ago
I really need some help from you all. I had an old Providian account that was sold to Chase creditor and was unpaid. I was then served papers from a lawyer representing Palisades Collection LLC who are collecting for Chase. I settled this account with Palisades in full and was told my court case was dismissed and everything was good. Now I am getting harrassing calls from another collection company trying to collect on the same account from Chase that was already paid to Palisades Collection LLC. What do I do now?

 

help with a number

jnmeads@yahoo.com
19 years 3 months ago
Does anyone know this number: 888-252-1574?

 

Change Collector

anonymous
19 years 3 months ago
Wow!!! I am not alone. This is unfortunate, I was willing to pay but after the abusive verbal attack, me and my sister recieved I refuse to pay them. My original debt was with HSB (Seamans) however I stopped recieving statements from them for a long while (mind you I had a deferred payent which I didn't have to pay for 1 year) but after not recieving a statement... ummm one forgets. I encountered Coroporate Recieveables only after I did a credit check and saw 1 bad debt and when i called the orifgianl debitor they referred me to them (Corporate Recieveables).