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I am not alone in the struggling to elimnate payday loans

18 years 11 months ago
I am glad to see that I am not alone in the struggling to elimnate payday loans from my life. Can someone please give me the name of someone who will consolidate them????

 

Habits gotten out of control

18 years 11 months ago
I have 5 credit cards with limits ranging from $4000 to $8,000 on them and I'm maxed out on some of them for a period of about 4 months. My total debt right now is about $20,000 and I'm having a hard time keeping track and paying them all back and rescuing my credit rating. I made a budget and have a more cash flow and would like to become debt free in a 12 month period. I would hope that the first thing I can do is to be able to consolidate all the credit cards into single loan with a decent apr (maybe 10%?) and then cutting up (not closing) all my credit cards.

 

Chat tonight

18 years 11 months ago
Anybody want to go into chat tonight? :?:

 

Query about a pastdue accont

18 years 11 months ago
I believe I have a pastdue account and I need to find out your address and if my account is through you.

 

Interest accrual online pdl versus storefront pdl

18 years 11 months ago
What I think I understand with a storefront pdl the interest accrual is every 2 weeks, you pay back the amount of the loan plus interest thus paying in full or you pay the interest only (not touching the principal) and rollover for another 2 weeks, owing then the principal and another interest payment. With online, what I am reading is that you borrow the principle and they deduct just interest every 2 weeks with nothing paying down the principle. With nothing ever hitting the princple how do you ever get it paid off?

 

Unbelieveable!!!!!

18 years 11 months ago
I cannot mention the company name because of my settlement agreement, but I was waiting for the copy of the agreement to be e-mailed to me and they sent me the copy of someone else's agreement with all they're personal info on it. I emailed them what they had done and received an email back saying they were sorry and wanted me to call them but gave me their fax # to call. I e-mailed them back to tell them and also that I wanted my agreement by 12:00 p.m. today. I had to go pick up my Grandaughter from school and it was in my e-mails when I got home.

 

Rio Resources

18 years 11 months ago
SOOOOO after them first telling me too bad we do not have to follow Arizona laws you still have to pay us. Today I got this email Quote:
RE: Final Offer Ms. Bedoy, We have received and reviewed your repeated correspondence regarding your non-acceptance of our offer and your request for a refund that you feel is due. We are not of the same opinion, therefore no refund will be offered at any time. We have instead written off your $260.00 balance due on your most recent loan and closed your account.

 

help from someone

18 years 11 months ago
I have been waiting for someone to contact me from here re: my situation. I have not yet had a call or email from anyone. I am really needing help with payday loans as so many people are. i have heard a couple of companies mentioned here that can help,but don't have any phone numbers.I want to do something before my next payday which is the 20th.Do i have to wait for someone from here to call me or can i just contact a company that can help me.I have even emailed a couple of people who are in the contact catagory ,but no reply. I'm really lost here and don't know where to turn.

 

Please help- Palisades Collection LLC

18 years 11 months ago
I really need some help from you all. I had an old Providian account that was sold to Chase creditor and was unpaid. I was then served papers from a lawyer representing Palisades Collection LLC who are collecting for Chase. I settled this account with Palisades in full and was told my court case was dismissed and everything was good. Now I am getting harrassing calls from another collection company trying to collect on the same account from Chase that was already paid to Palisades Collection LLC. What do I do now?

 

help with a number

18 years 11 months ago
Does anyone know this number: 888-252-1574?