1. I have a charge off account on my Equifax report. The date the account was opened was 04/2000. I dont remember when a last payment was made and the date of last payment on the credit report is blank. However, the date reported says 07/2004. I have a few other accounts that are charge off accounts with no payments made in 5 or more years however there is a date in the date reported part of my credit report within the last 2 years or so. Can the collection company do something to put this date on my credit report? Does the SOL restart at this date which is in the date reported column?