I recently got a copy of my credit reoprt and found three items that I wasn't aware of. I sent dispute letters to all three companies and have not heard anything back. It has now been more than 6 weeks and I was under the impression that Credit Companies had 30 days to deal with a dispute or erase the charge. Is that true, and what do I do now? Any help would be greatly appreciated.

I signed up with Sallie Mae, For financial aid and they told me that the first year we didn't have to pay so thats what I did and I skipped a month and I was getting charged full price and now after two years we got a letter and they said we wouldn't stop paying for atleast 10 years or $13,000 dollars later wich I only took out $8100.00. I asked how much we have payed off so far and it acctually went up from 8100.00 to 8900.00 in two years so I don't know what to do I can't pay for another class or try to get a lone for a car or anything. Please let me know if I have any options.

I am getting "blocked" calls on my new office number: saturday eve at 10 p.m., and three within 1-1/2 hours on sunday morning (no message left). Do collection agencies typically call so late on a saturday and early on a sunday?

I recently went through a messy divorce where I lost everything. I was on depression meds, seeing a conselor and having stress related health problems that made my medical bills skyrocket, forcing me into debt with creditors, and into forclosure on my home. I am trying on my own to get the debts paid, but it is alot harder than I thought.

Has anyone heard or dealt with this debt settlement company? I looked them up in the BBB but they are not a memeber. I came across a commerical for them last night on tv and thought I do some research on them. Zero Debt Inc. 1933 Case Pkwy. Ste. 200 Twinsburg, OH 44087 Link deleted as per forum rules - Mike

Is there a way to find out if a payday loan company is licensed in the state of Maryland, and if so, how do I do it? Thanks!

For those that live in OH the below links will be of use for you with complaints. I sent complaints into the OH AG's Office but most of them are being forward to the OH Dept of Commerce for follow-up. You may want to file complaints about your pay day loans with both state departments. Ohio Department of Commerce Division of Financial Institutions 77 S. High St., 21st Floor Columbus, Ohio 43215-6120 (614) 728-8400 Federal Trade Commission On-Line Complaint Form link https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01 Hope this helps.

I had a 300$ loan with Geneva Roth Financial that I defaulted on. The finance fee was 90$, which was all that I ever paid (over a number of pay periods, so I'm sure I more than paid the loan back). I settled with this law firm for 3 payments of $ 160 each payday. My questions... 1) I made a payment arrangement to change my second payment, which they didn't follow and debited my account for the 2 final payments (an issue I'm addressing with them) 2) Has anyone dealt with them before? I have seen numerous people who have said they have gotten refunds for interest over payments and what not.

Cast today Ltd. continuing to ignore my e-mail's have been trying to reach them by phone - always on hold now they say they have turned this over to there legal department - I have sent them letters after letters stating my state laws how I have paid them well above the 200.00 how there fees are in excess of the state of Arizona usary laws etc. etc. and they continue to ignore - They are not calling my work or my cell phone they are just sending me e-mails any Advice????????

Does anyone have an e-mail address for TenDollarPayday Loan?