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Payday loan hell!

18 years 11 months ago
Hi all, This is my first post to this site. I have about 10 PDLs outstanding. I closed my bank account since I could no longer afford bills while paying all of the interest. I live and work in PA. I have defaulted about a week ago, and haven't contacted my PDL's yet. I am looking for advice on what to do. How to contact them and what to say. Any help would be greatly appreciated. I'm so glad I found this site.

 

FSM Processing settlement offer

18 years 11 months ago
All, I called FSM Group Inc dba FSM Processing Inc and asked for Kathy Reynolds as per previous suggestioned. I explained to her my situation and how much I have paid to date on a $250 loan with a $75 renewal fee - to date I have paid $600. She advise me to contact Carmen Hernandez, some supervisor there. Well Carmen and I were finally able to make contact after playing phone tag since Friday. I explained the same thing to Carmen as I did to Kathy and she was aware cause Kathy gave her the bg info.

 

pay day loan. Need repayment advice

18 years 11 months ago
I just took out 4 payday loans andneed reypayment advice.

 

Your Rights on Electronic Payment of Loans

18 years 11 months ago
Great info from one of our members, Dianne1221: Quote:
Your Rights on Electronic Payment of Payday Loans Consumers have the right under either federal law or industry rules to stop a payday lender from electronically taking money out of a bank account. This does not settle the debt but these rights help consumers stop the drain of repeated finance charges or bounced check fees while working out payment arrangements.

 

help.....pay day loans out of control!

18 years 11 months ago
Hi, I also have become a very scared victim of payday loans.....like so many others, it started out little...$50...$100...now it has spiraled out of control to amounts up to $600.... I currently have outstanding payday loans at the following companies: ameriloan United Cash Loans Route 66 ICS Xtra Cash SJM Cashnet The only agencies I received renewal paperwork from or any type of documents from is Ameriloan, United Cash Loans and Route 66. My checking account is now very high in the negative and I am unable to get it out at this time.

 

Cash Call

18 years 11 months ago
does anyone know anything about CashCall?

 

another co. marked my acct

18 years 11 months ago
OMG.. i have just received an email from AOM internet cash and they said that they will mark my acct "paid in full". AND get this, they will refund me $250 for overpayment.I've been sending them emails since last week and i stated CA laws, first they said that the money given to me was not a loan but a "rebate" so the laws about lending do not apply to them. that was last week. and this morning i thought that i should try arguing with them again and told them that i have contacted CA's AG and CA finance and that they are not licensed in CA.

 

question about different credt card companies

18 years 11 months ago
I was wondering if there was a way I can found all of the creditors that I am dealing with..I have moved quite a bit due to hubby's job and lost some mail in process and just curious is there anywhere I can look to find out!! Robin

 

Has anyone ever got a refund from PDL?

18 years 11 months ago
Just want to know if anyone has actually gotten a refund from any of these PDL and if so from which company and how much?

 

Can a U.S. Bank repossess my car living & working in Can

18 years 11 months ago
I recently moved to Canada. I have some credit card debt, school loan debt, and about $8,000 payoff dollars left on my auto loan. I'm hoping I can do better finacially here. But, it will take awhile. In the meantime, what am I facing in way of potential collection activity? I'm espeically concerned about my car for the immediate future as I obviously need transportation. Thanks.