I am currently overwelmed with my debt. I have a garnishement witch is almost paid off but because of the garnishment it limited my funds to keep up on other bills. I owe an insurance company around $5000.00 because of an accident 3 years ago in which I was uninsured, I have my truck which I still owe around $6,000.00 and I have a credit card with a balance of $300.00. I really need to get all of these taken care of to be able to not be broke every pay.