Hi everyone,
Im a newbie here and I am in some serious need of help! I guess you guys hear this alot, but growing up, no one ever taught me about my credit. Now, Im 23, about to graduate, and have horrible credit....due to
2 credit cards that equal about 1200 in debt...various other credit obligations that total about $500...Student loans...(32000)...and a car payment. My goal is to clear all my debt up, so my credit score can get better. Im in school...(final year) and have a goal to join the foreign service...but I can not get it without a good credit history.