Man, have I been running around with these people. You all that know me, know of the situation, it has been going on for well over a year now. They did a 'charge off' on me, sent me to a collection Agency. I sent the collection agency three payments in a row. couldn't get them to talk to me, return my calls, or respond to my letters. They sent the account back over to wells fargo, only wells fargo states that they only received two of the three payments. I have proof they were paid. Two were money orders and one was a check. The payment that seems to be in question, was a money order payment.