So, when arranging settlements with payday loan lenders, where they "charge-off" a lot of the interest and payoff the principal. How often do they report you to the credit bureau? Or after the fact, one of their "collection agencies" try saying that their is still an outstanding balance and list THAT on your credit report, or telecheck or SCAN.

Are there programs that are not based on Home Equity Loans that can consolidate credit cards. I've got about 22,000.00 in credit card debt. I find that every month I can pay the minimum or a bit above that. What I need is a lower interest rate and one darn payment. I've had one late payment on a bank credit car but not even sure if that will show up on my credit. Other than that I'm clean as a whistle. I think there are a lot of people in my position and I'd like to know if there are options for me

Hello, I guess my problem starts when I was laid off from work a few months ago. I've been trying to find a job, but for some reason its difficult. I have unpaid credit card bills, student loan bills, and medical bills where my insurance failed to pay for some dental work and therapy. It's starting to get scary and I need some help so I can get this all under control.

This is the company that have wrost service ever and I'm been trying to make at least 1 payment so they could leave me alone but everytime I called the call get disconneted and everytime I'm trying to make a payment they don't take it out of my account can somebody tell me what can I do? What they doing are legal? :evil:

let me know if you get this

Hello does anybody have an address for cashadvanceusa.com ? In the website it gives you a comapny called Liberty Capital Investment, just wondering if thats correct....Thanks

i have about six different bill's that i want to consolidate into one bill

I am totally dreading the first week of September. I am going to be closing my checking acct. and reopening at another bank so all of the pdl companies can't get their hands on my 8/31 paycheck. I am working with CCCA to clear my pdl debt, but just started, so I'm certain they haven't contacted any of the pdls yet. I don't care if they send me hateful emails, it's the calls to work that I'm fearful of. We work in a small office where my co-workers can hear most of my conversations, and I also don't want one of these pdls discussing my personal business with co-workers. Any advice?

WEll it seems GECC will work with T & C in fact they said that T & C could name the dollar amount each month they didnt demand a certain dollar amount that shocks me, Mycashnow is sort of working with T & C except they called me today and they have not gotten a payment from T & C yet but that is cause I have trouble with the mail in that I sent T & C payment over night but they have the wrong zip code on the letterhead so it will come back to me and I have to wait to get it back in the mail to send it again or WEstern Union them the money what a night mare, I want this to work out for me and

They are at it again in the Associative program and Affiliate opp. thread.Wish someone would get a life :D ...Karen