My husband recently lost his job and we have huge loan payments with very high interest rates. Is there a way to reduce these payments including interest rates?

Has anyone had any luck with getting your account "paid in full" after sending letters to the following PDLs? Route 66 AIP World Wide Cash Now Cash Direct Express (GECC) The only one that has responded was Route 66 and it was by email demanding payment and not to stick my head in the sand and ignore them. I emailed them back and also attached the letter that I faxed and mailed to them, which has been delivered. I have paid them over $700 in interest fees and I am done.

I am dealing with Cash today LTD and I need the State code title or statue and the state text for Arizona I have paid these people way to much money. I am done I need this information to incorporate into a letter.

Hi, I was talking to a friend about the whole payday loan thing and CTC (as they have been calling me non-stop since I defaulted on the loan a few weeks ago. My friend seems to think that since they are not licensed to do business in the state I reside (UT), that the contract was illegal. I did check w/the AG here in UT & CTC is definately no licensed under that name or any of the other names they go by. Any ideas on how I approach this next time CTC calls me? I want make payment arrangements which they claim is not an option.

Currently my husband and I have TEN payday loans that are killing us! WE cannot pay all the extensions fees ONLY (they say that none of these payments are going towards the principal balances)- it is more than $400 over the amount of my husband's paycheck. He gets paid this Friday - I just found the site this morning and I am wondering what I can do to consolidate our debts and get out from under this thing.