I hurt my back and ended up on disability for 2.5 months.Was un able to make my monthly credit card payments.Now the intreste rate is skyrocketed along with unpayed balance for the months not able to pay.No way to afford to pay al the money at once.

I ended up on state disability for 2.5 months do to a back injury.I was unable to pay my creditcard payments do to the limited income and now socked with higher intrest rates and penalties alond with the past due amount.

I am trying to get a consolidation loan because my husband has had severals surgeries on his foot and had been off work several months. IT left us behind on our bills and I would just like to be able to have one payment rather that tryong to catch up every month.

I have been in debit for over a year my account is always in the negative. I can't catch up, each time I think I am about to something comes up.

Hey everybody... A little piece of info on RIO.aka to many to list. It makes me tired. These people are like secret agents or something. Well anyway they are now saying they are a indian nation and therefore are exempt from US law. I think I laughed so hard I blew a gasket. KYSIDE38. This is a true story they responded in a letter stating this.

what is the difference? can anyone help me? i am not late, credit score is great, just need to get them paid off. debt settlement is not allowed in FLORIDA... any information would be great.

Hey Guys has anyone ever had a pay day loan with these people? National Money Store.com. If you did please respond. I need to know what it said on the bank statement when they withdrew the money. Thanks God Bless KYSIDE38

Dear Sir or Madam, Any help regarding this situation is sincerely appreciated… Last month on July 2006 my father received a letter from Wolpoff & Abramson, a law firm representing Palisades Collection LLC. The letter stated that my father owed Palisade Collection LLC $1,826.49 for an AT&T Wireless cell phone account. The date of last activity for that account was back in November 2001.

Can you do a debt settlement with payday loans even after you've claimed bankruptcy?

Currently I have a lot of debt and would like to know if it is better to consult with your or file for bankrubsy?