Anyone dealt with either of these organizations? CCCSATL is the Consumer credit counseling Service in Atlanta. I believe them to be a legit company because they advertise Clark Howard as being one of their board members...but, I could just be naive. I am looking to contact one of these two locations for some help and counseling. I was contacted by a company from this site, but i am not sure of their answer to my problem. i am not sure that settlement is the right road for me to go down.

In case anyone is interested, here is a website where you can a free copy...yes FREE!..of your credit report from all 3 agencies :lol: www.annualcreditreport.com

We are thinking about negotiating with our creditors to agree on a settlement plan, instead of hiring a debt settlement company. Is this a smart thing to do? We were going to hire a company to do this but we can't figure out which one to use. If we do try to attempt this what department should we send it to and should it be sent signiture reguired? Thank you Mike

Is anyone familiar with this company? My husbands credit card has been sent to these people and his card is in our settlement company. I quickly notified and faxed our settlement company a copy of the letter, however I have major fears now. This Morgan and associate company stated, they were trying to collect this debt in full and they are located in MY state. I am wondering if this particular acct will go to legal action or if it is also just a scare tactic. I really, hate to file bankruptcy, but if they leave us no choice, I will have to do it.

What a great resource you have here! Thanks for that. I have two questions and I really hope they are not redundant. I tried to search and found some great information but I didn't find anything to answer my questions directly. 1) My DH is going to civil court on Wednesday for a debt well out of the SOL. This is with a local lawyer dealing with First Resolution Investment Corp.

Can you believe this email I got from Cash Supply? After all they've put me through and all I've put THEM through to get my loan resolved...WHY DO THEY STILL WANT ME!?!?! Quote:

Dear T**** C*******, Summer is almost over and it's time to start getting ready for Back to School! Time to get geared up with all your needed school supplies and new clothes. Cash Supply would like for you to be able to do it with a little extra cash in your pocket.   Call from a Ms. Shaw? 866-489-0979 is the phone #...anyone? quesik@gmail.com 19 years 1 month ago Hello forum, Can someone please tell me if they recognize this phone #? 866-489-0979. The person on the phone has called me numerous times daily and has said they are forwarding claim information to their attorney. If anyone can please give me any information on who or what company this is and what I should do at this point as they have already threatened a lawsuit, that'd be great. Thanks much...:)   I need help in paying some bills anonymous 19 years 1 month ago I need help. I have a student loan, car payments, and a few other bills that I would really like to get caught up on so I can fully dedicate myself to going back to school. I am working a good job, but just need to be able to get caught up. Can you help? Jonathan R. Stokes [color=red]Phone number removed for your safety - Mike[/color]   credit card collectors afte dismissal of bankruptcy anonymous 19 years 1 month ago Can anyone tell what credit companies can do to you after dismissal of bankruptcy. They are coming back again to collect there money. Our bankruptcy paid some of the amounts but not all. Our lawyer sucked and this is why our bankruptcy was dismissed instead of discharged. What can we do now, my husband is co-owner of a business. What can they do to us and our business. Our debt is credit card unsecured, MBNA, CitiBank, Bank of America and firs USA. What should we do at this time.   Credit Card Debt SOL anonymous 19 years 1 month ago I have been contacted by Asset Acceptance, LLC for a debt collection issue. As far as I can tell, the debt is at least 16 years old. It does not appear on my credit reports and has not for almost 10 years. Are they legitimately trying to collect this debt and am I still obligated to deal with them under the Fair Debt Collection Practices Act? Can I simply send them a letter telling them not to contact me?