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Opinion on debt management companies

19 years 11 months ago
HELP!!! I was contacted by CCCA and have heard wonderful things by T&C. Which of the two companies are better for dealing with payday loan companies, I also have a few things in collections that I would like to clean up also. I've bitten the bullet and decided I cannot do this alone, and am so willing to clean up my mess and move onto a debt free life, working 40 a week with nothing to show sucks!!! I just want to make the best decision for this new and improved attitude towards facing the responsibilities of being a grown up, YIKES! Any opinions would be wonderfully appreciated. Thanks

 

I am being suied by Bally's Suit/ Asset Acceptance

19 years 11 months ago
I am being suied by Asset Acceptance for a Bally's debt from 7 years ago. I was wondering if anyone has gone through this and won the case. Bally's used to practice illegal sales tactics which I was a victim of. Anyone know anything?

 

Gerald E Moore and Associates

19 years 11 months ago
Has anyone debt with this collections law firm and can anyone tell me anything about them.

 

Need Example of do not contact letters etc..............

19 years 11 months ago
I am looking for examples of letters: 1) letter asking PDL not to contact my employer/family and friends I understand the cease and desist letter only works for collection agencies. 2) Letter stating that I have stopped Ach's from my bank and that I would like to make payment arrangments and to only contact me via e-mail or usps. My main concern is them contacting my empolyer family and friends even if I contact them to make arrangments.

 

she commited fraud

19 years 11 months ago
Personal information deleted, please refrain from personal attacks-Mike

 

borrowing and settling

19 years 11 months ago
I am considering getting some hard money financing to buy out a partner and I'd like to settle with some creditors with some of the funds as well should I admit that I'm settling debts to the financer? or would a financing source (even hard money) still look unkindly at someone settling debts?

 

in need of help!

19 years 11 months ago
I dont know what to do! I'm 21 years old, and have been faced with extreme financial hardship within the last three months. Therefore I wasn't able to pay even the minimum payments. I made very small payments to all of them last month. I have four credit cards out right now. One of the minimum payments is $120. I don't want to file bankruptcy, and I shouldn't. I just can't get caught up. Anyone have any advice?? I just can't stand these phone calls anymore! And these people are rude and barely speak english!

 

Loan Reconsolidation

19 years 11 months ago
Need and want to consolidate student loads and high interest credit cards, appx. 60K

 

Instant Cash Loan Till Payday (Rio Resources)

19 years 11 months ago
I need a little help on how to deal with a loan that my husband received from Instant Cash Loan Till Payday (one of Rio Resources dba). He received a $300.00 loan from them. We were paying extension fees every week, we paid a total of $630.00 in interest and $200.00 in principal on this loan. I ended up closing my checking account, due to all of my payday loans. I contacted them informing them of my account closure and asked for alternate methods to pay the balance.

 

Ohio Statutes of Limitation

19 years 11 months ago
I have been looking and can't find it. I must be searching the wrong key words. Anyway can anyone provide me with a link that will show me what the Statues of Limitation for debt is in Ohio Thanks Jim