Hey guys...Come on in and talk to me! For all the new people who have never been in there, the chat button is on the left, under "our services". I'll be in there until about 8:30 est.

I sent allied interstate a letter certified mail making a request for debt validation on 7-24. Three days later, I received a reponse by mail from Allied Interstate stating that they requested the proper documentation from their client, the US dept of Education. The letter also included the contact information of the primary representative who was handeling my account. I figured all was good and my letter was effective in reaching the right people. But that changed quickly. Today,I received another letter from Allied Interstate stating that they could not locate my account.

hi, I have 3 credit cards,I owe $5000 at 7%apr, $8000 at 4% apr and $4000 at 0 apr that will soon expire. My question is is hteir any way i acan consolidate it all to one bill and have a lower overall apr??

Hello, I appreciate this opportunity for advice. I have been having ongoing financial difficulties, and have not been able to make payments on various debts I owe since October of last year. I've been trying to start earning enough to pay the various debts myself, but without much success; now, almost all of my creditors have turned over my three unsecured loans to attorneys for collection... I can't pay the amounts that they want me to pay them, and I *do* want to pay back my debts! I just don't know how I am supposed to.

When we went into Code Red Wednesday, I found this board and started lurking, looking for advise on how to proceed over the next ten days. Now the big one has dropped and I really could use some advice! My wife provides the only support of the household. She has trusted me to pay our bills, including three credit cards. For whatever reason, I stopped paying the 3 credit cards a few months ago and then ignorned the calls/letters. I took court papers for her and that money is due a week from Friday.

Just looking at my credit report and there are several charged off accounts. Would it be wise and beneficial to call some of the original creditors and try to pay them off? Or once they are charged off, is it over with. They are a few with small balances that i could take of very quickly. And then go after the big ones. Any advice is appreciated.

So i am currently enrolled in Lawgistix with several accounts listed in the program. I am paying them $450.00 a month and after reading some things on here, i am worried that i am wasting my money and could probably do better myself. Heck, i have received settlement offers through the mail for 50% on some accounts from outside collection agencies. I am just looking for advice. I thought Lawgistix was my best option, but now i am beginning to wonder. I just dont want to continue to throw away $450 a month if i am not going to benefit from it. Any advice is much appreciated. thanks

I got a message from 904-359-5190 anyone know who that is?

Hello. I'm not really sure who to ask and what to be asking. I'll start off with my background. I'm 26 years old and I recently got married. We have plans to build a house in several years and I'm worried about my credit. I have a feeling this post is going to be very long. I apologize. Back when I was 18, I started college and got a few credit cards. I had 2 "Associates" cards and one MBNA card. A few months later, I got a cell phone through Cingular.

I am looking for a contact number for VC Funding. I have their addy and I have sent them a letter, but theya re still debiting my account. I just want to pay them off, but I have no idea who the company is. I dont remember what website I used for them. Someone please help with a number or website!!! Thanks Michelle