Hello board members,
I'm currently in the process of trying to clean up my credit report, mainly concentrating on debts that are still within the sol period and pretty much what i can afford to pay off. Lately I was able to get 5 incorrect items deleted from my experian report, still waiting on transunion and equifax to get back to me. Seems like those 5 things being deleted push my score up a bit because now i'm getting pre approve offers in the mail for home loan.
I'm interested in getting a home, but wanted to take care of some negative stuff first, to get a better interest rate.