Geneva Roth has performed an unauthorized debit from my checking account for $571.50. Apparently, I have a payday loan that was defaulted, but they can't give me the name of the payday loan company. I am going to file a dispute w/ the bank, but the person at Geneva says they will present a document to the bank and the money will be paid. Can Geneva Roth go into my checking account w/out my specific authorization? What if the debt is valid? The woman at Geneva said she would fax me the document I signed for the loan, but she hasn't faxed anything.