Hello all. First time here. I stumbled across it when I was looking on the internet to see if Allied had an actual website. I, too, have been dealing with them. I have a student loan that degaulted, and was sent to Allied. I have yet to receive any rude or threatening phone calls. My problem is this: I have no banking accounts, so I have to buy pre-paid Visa's in order to make the monthly payment to get this out of default. I called the man that I've dealing with today to see if the payment went through. He wasn't in, but the person I talked to said it was denied.