My daughter is paying off a student loan balance. I called Allied Interstate today to get the payoff amount. Her principal balance is $600 less than the full balance, but Allied Interstate is requiring the full amount because they stated the account is in default. Is this correct?

I want to just pay off the principal and not worry about the exorbinant intrest rates. What are the laws for me in conneticut? Westernsky/cashcall---135% 2600 Plain green loans----144% 2400 How do I go about getting a settlment with them?

Hello, I know that payday loan companies must be licensed in Ohio. If they are not licensed I only have to pay the principal back. I have a question on whether or not the one I am dealing with is: Sunnyday Financial Loan amount: $800 I have had no luck finding out any info on them. Anyone have any idea if they are registered in Ohio? If not, should I close my account and send them the sample letters I have seen here? I have paid them $132 three times so far. So that leaves $404. The kicker is I have done business with them for a year and a half.

My husband just received a certified letter saying he is being sued for money owed on a Home Depot credit card. The card had a $1000 limit (which we never reached in purchases). We fell behind on payments when we both lost our jobs within a few weeks of one another. They have been bombarding us with demands for $2500, $3000 and more for over a year. We have called them time and time again trying to get them to settle for a reasonable amount, but they want all or nothing. They refused to work with us at all, even when we were both unemployed.

How do I file a complaint with the FTC and what should I say in regards to the complaints. I haven't gotten a response from any loan company yet and it's been over a week ago so what should I do, if anything.

How does it effect my credit profile? How does it effect me applying for a home loan in the future?

I was sued and a judgement was made against me without me even being served or even knowing of a court date. NOW.... I received a letter stating he is going to freeze my bank acct. can he do this legally? How does he know my bank info? Should I remove my money? This is some crazy stuff. Can I also fight to get this judgement overturned? All help is greatly appreciated.

I can't seem to figure out how you find out if a PDL is legal or illegal in our states

Hi, they are probably the worse debt collectors, I have received threatening letters before but this debt collector from India is just writing blackmail and extortion, and threatening to send us to jail. The name of this debt collector is: India Law Office Should I send a complaint to the FTC?, not sure if they take complaints about those lowlife debt collectors from India. :rolleyes:

I just found out that I am being sued. The law office of Gurstel Chargo out of Minnessota filed a suit against me on July 30. The name of Discover Bank is what the crediter says. I only know this cause I saw it online under our state circuit court access. I do have debt out to Discover Card in the amount of almost 19K. I hired an attorney a year ago to help negotiate a settlement. I have not heard from my attorney in 9 months. The interesting thing is in Wisconsin, the SOL is 6 years. My debt is with two Discover Cards, both I stopped paying in 2006.