I know first off everyone says NO WAY but please read. I have a few low balance cards and at this financial point it is feed the kids and keep a roof over our heads or pay the credit card sharks. Most of the accounts a only in my name and NC doesn't do joint property for husband and wife. The also don't do wage garnishments.

I requested a copy of my teletrak account and have found that 2 pdl's have me listed. Has anyone had to deal with getting this removed and if so, how did you go about doing it? Also, who exactly is Coastline Credt? I know I never actually took out a loan with them..........

Ok, we've had threads similar to this in the past, and I think it's time for another one. We have a lot of new people around, and the new people don't know us old people, and we old people don't know the new people and----Ok, I ramble..hehe Ok.. **Step one** I'm Jessi. I work in sales. I used to sell mattresses, but I just started a new job selling travel for Priceline. It's a job. :) I love sales though. It's what I do. I recovered from the PDL cycle this year. I did it on my own, and it was tough. But it can be done, and I'm proof of it.

Company/Individual reported: United Collection Bureau At least 4 to 5 calls a day for the past few weeks, starting at 8 then 9 then 10;00 in the morning then in the afternoon also some at night as late as 9:30. I have tried to ask them what is the debt what was my last purchase and last payment. They say they cannot disclose that. The bill is supposed to be a credit card but I do not know which one. The amount due is 1635.73. Would anybody in their right mind just start sending payments to a company They never heard of, for a bill they are unaware of.

Do we have to contact our creditors that MMG did not pay and try to settle the account? email address removed as per forum rules - Mike

the ink is out on my printer will ar tech accept a hand written letter? if so what should i say abut my account with fsm and them trying to charge me 600.00 for a 250.00 loan. all help is appreciated

are prepaid credit cards a good or bad thing? what i mean are the card where you have to put money on it to use it. i know some companies charge a fee to have one. but are they better than regular credit card or would it be just as easy to bank and apply for a regular debit card. the prepaid is used just like a debit card but i thought you got more optiosn with it or something i dunno anyone got any feedback about this

Please, dont send letters to mr. ROBERT BECHTA on address ***************. This guy is not living here from 5 years, when I bought this house - and I know he was renting appartment here. But he never told me his new address. Im sorry... Sincerely Robert Skubisz Personal info removed for your safety - Mike

I was paying $75 a month (for the last 2 months and $50 the first month) then shortly after I arranged this past month's $75 payment I was told that they are not calling for monthly payment and that they wanted the whole thing (around $700 remaining) I informed them I couldn't pay the whole amount. They told me they would be calling me at the end of the month (end of June) for another payment. I told them I wouldn't be able to make another payment in the same month. They then hungup.

Thanks to everyone who responded so positively to my last post and was so helpful. Worls Wide Cash now obviously failed in their effort to garnish my wages because they are till calling me for payment, plus I have not been notified by my employer that they will allow the garnishment. I also have signed up with a debt consolidation company to pay off my other debts, however they do not deal with PDLs. That brings me to one of my two questions-I was speaking with a co worker who was caught up in a mess with 7 PDLs before they became illegal in the state of Georgia.