So here's my deal... I got married about 1 year ago (July 16), and up until that date, I had pretty pristine credit. I had a couple Credit Cards that rarely carried a balance over, and when they did, it was something big that had came up, but it was paid off quickly, and payments were always made on time. Then came (about this time last year) all of the expenses that come with a wedding (and following Honeymoon).

Once a bank account is closed - how long before the bank (Bank of America) puts it to collections? My account will be closed on June 23. I am slowly making payments on it and will be paid by July 28.

Whenever i get on the forum there is someone else's name in the logout {name) not mine why is this? This is the second time this happened.

I have accumulated large credit card debt over the past few months, I am still current and have good credit however I want a debt consolidation loan to get everything down to one low payment as opposed to several medium payments to free up extra spending money each month. I was also curious how this would affect the credit cards I would be getting the loan to payoff and how it would affect my current credit score.

I just stumbled across an awesome debt payment calculator. First get all your payments and interest rates together. Go to bankrate.com and click on the calculators tab. Under home equity click on pay-down debt adviser. When you are finished you will have a great report and how to quickly pay down your debt. Check it out! Rhonda :wink:

I was making payments to Pinnon Management and they had be really good to make the payments all of a sudden they started taking out money with-out my authorization I immediately changed my account what jerks. _ will freeze over now before they get one more dime.

Having several calls at home and do not know who they are. Any help? 925-738-0001 512-651-0032 571-522-1511

There have been so stories (both in the news and out) about people Identity Information being compromised because some company had lax security , or an employee took home files on a computer that was stolen, etc. SO how has your identifying information been compromised? I'll start. When I was about 23, my wallet with my Drivers License and Social Security Card were stolen.

can you tell me exactly what it is your company does. I need to get my credit straight and it is very difficult.

Ok guys, I start today at my new job. We'll see how it goes. :) I'm pretty excited and these first few days are just training. Keep positive thoughts coming, and hopefully this will be a change for the better! :) I prob. won't be around today, I'm going to Chris's after I get out of training, and I'll prob. stay there overnight, but I'll talk to you all tomorrow! :)