Trying to payback loan. Does anyone know how to contact fee deposi easy loan?

Many years ago I signed up for this credit scam from United Credit National Bank. They gave you a "credit card" and then charged most of your limit to a "credit repair" program. I tried to get out of it, and I really can't remember if I paid it, or paid some of it off. I have gotten collection letters over the years from 4 or 5 different agencies trying to collect. It seems like they sell it off to one another. I don't know the exact date of this, but I got this card going on close to 10 years. What is the best way to handle this?

I keep getting phone calls from LSI about a customer that I deal with at work. I don't know this person other than dealing with him at work, but this LSI keeps calling and wanting info on him? Is this a collection agency and how can I get them to stop calling?

I have logged in, yet when I post the system still shows me as a guest and I am not getting any points. What am I doing wrong?

I just read several threads of our members getting refunds? How does this work? Is there a letter that can be sent? I know for a fact that I have paid far more than my home state allows and the kicker is I am still sending payments to pay off the loan. Suggestions anyone?

How do you find out who your creditors are and how much you owe? I have been out of contact for sometime. Due to health and finacial issues I lost my home phone and even was moving from address to address for a while untill I stabalized a bit. I lost alot of mail that was sent to my old address when I had no forwarding address and at this time I don't even know who owns my debts or who to contact to try and re-establish relations to resolve debt issues. What would be the best route for me to go to start trying to pay off past debts?

Hey, I did some research on internet to try to find some positive debt settlement success stories and all that I seemed to have found was bad things about debt settlement companies. Now, I know there is alot of companies that would probably liked to have never heard of debt settlement and I am assuming that is why I found the "hate" articles.

What is the best email address to use to send "the letter" to quick payday?

Can a debt consolidation company do some kind of search that finds all of my loans, private and federal? Because I think i had 3 different lenders in my undergrad, and a couple more in law school.. I never really worried about any of them because it was all deferred but my life circumstances have changed and i need to take some time off..