Does anyone know who this belongs to?

I'm just about ready to get into a settlement program, the one and only thing that is holding me back is that I'm afraid that the CC companies will be calling my husbands place of employment trying to collect. *The settlement company says we have to be in default for 4 months before they can settle...thus starts the collection calls. We can handle the calls at home. My question: Are the CC companies allowed to call people at work? My husband will lose his job if her starts receiving calls at work!

With the help of you kind folks, I was able to get all 3 credit reports from Equifax, Experian and Transunion online free of cost yeah :). Here comes the hard part. I noticed on all 3 reports some credit card charge offs are listed 3, 4 times. I guess this happens when different collection agency buys the account, but I can't understand why they would have the same account listed so many times. I also noticed that the 7yr that it takes for stuff to fall off is going to take longer than that time, because the charge off date is incorrect.

I received a monthly statement from Bank of America, they have been really cooperative and even address the statements to my husband and underneath it is c/o my debt settlement program. Well, this month I noticed on the statement is said, your account is being reviewed for litigation or a collection agency service. Do you think they will turn it over to the CA or go straight for a lawsuit? In my opinion, these credit card companies KNEW that this was going to happen this year and honestly they are prepared for the write off's/charge off's or whatever.

Does anybody have any contact info., preferrably a phone number for I.C.S. payday loans

What about Litigation....I had to look that one up..

Hi Tammy We all wish your daughter a very happy birthday she had yesterday. May God shower all the choicest blessings on her and give her a long life ahead. Please convey our best regards to her and tell that we remembered her on the 12th birthday. :) Regards Vikas

Hi All I just joined the community today. I have a couple of credit cards that are getting the better of me. I am able to pay the min amount but due to fees and other things, I am over the limit on one of them. I really appreciated going through some of the forums, all of you seem so friendly and so willing to give advice! I am waiting for someone to get back to me about my situation. If anyone has tips on how to be able to pay a little more than the min. on my cc, please feel free to respond.

I need a little advice. We have a loan with Sonic, and I recently quit my job due to health reasons, in doing so we got behind on our mortgage. I need to make a mortgage payment and not pay sonic, any suggestions?

While browsing through the "My Story" section of the forums, I was struck by how while everybody's story has its different actors and settings, the beginning and endings are almost always the same. It goes sorta like this: #1--The need for more money. A need not uncommon to majority of people, I would imagine. The reason for the need are varied and range from careless spending to poor choices to illness to unemployment. #2--This need leads to locating a source of money. Usually a job, but if your job isn't paying enough then it is borrowing from friends or using credit.