I have a payday loan I cannot pay at this time. They continue to call me and made me agree to unreachable payments. Can they talk to my HR Department at work and garnish my wages? I am willing to pay but it has to be within my means!

I live in Rhode Island and have the following payday loans and need help with my rights. I am going to close my checking account as I cannot afford to keep paying these exorbitant fees. Mass Street Group, borrowed $300, paid $360 The Seven Group, Borrowed $300, paid $360 Dollar Flash, Borrowed $700, paid $500 National Pay-Day Loan, borrowed $400, paid 500 Seaside Cash, borrowed $500, paid $150

Everyday for the past week a number keeps calling me 772-293-4801. I never answer any number i do not recognize. But when I call it back I get the " You have reacha number that has been disconnected....blah blah blah". But they keep calling me. How can I stop them from calling me? My boyfriend thinks im crazy because he calls it back and it gives him the same answer. I'll just answer it the next time it calls me.

I live in Ohio. I now have five payday or installment loans. The payments are killing me. I am paying so much in finance charges and or interest , I don't know if I am ever going to get out of this circle. They are check n go , cash net , 2 with plain green and vip loan. I have paid vip loan the finance charge many times and am now at the stage where they take 25.00 towards the principal and more on the finance charge. The original loan was only for 500.00. any advice????

This bank and their agents all seem a scam..They keep calling my house phone, mumble a threatening message, and leave a scam number to call back. Again, if they wish to get a call back, shouldn't they leave proper number? 877-695-6444 is a law firm in Texas for divorce, they get WFNB calls frequently. I looked up the real number and spoke with customer service, no one in my family holds any account with them. I have no account, nor does anyone in household. THey demand my SS number to look up my account, address. I feel they are phishing for SS numbers and making up credit cards.

Can some one tell me is there a reputable compny that works to help consolidate or pay off payday loans? I owe around 3200.00 in payday loans and am not able to make minium interset payments this Friday when due.

Hi I need to know why Palisades Collection L.L.C is charging me with $ 1,616.90 if I do not even know why the charges are for. Can you please tell me?

I just got a call from Ace Cash Express' corporate office Cash Advanced. They are saying that if I do not pay the original $650 amount by 4:00 pm. today a warrant for my arrest will be issued and a Sheriff will arrive at my place of employment tomorrow morning to take me to Federal prison. Is this a scare tactic and can they really do this for check writing fraud, as they called it?

I have loans with Unitedcashloans, ameriloan, and AALM (multiloansource) and i was under chapter 13 bankruptcy when I made them. Am Ireqired to repay them? I have been paying on a $300 loan since Jan 2012 and still owe over $200.

I have a different situation i think. I have a loan with MyNextPayCheck. I have been dealing with them (use to have other names) for about three years. I have to say they have been very helpful as far as when i needed a quick short term loan. I always borrow and pay off the balance on my very next pay date. This last time i borrowed $350. The pay off is $455. I'm not complaining about that, i know this is the route you have to take when you have messed up credit. Ok my loan agreement is to have my first payment taken out of my account on 8/3/2012.