Ok, Cash Transfer Centers...aka: Sonic Payday, PRL, Payday Ave, have ignored my cease and desist letter, claiming they did not get it. They still won't let me make a partial payment. They told me a will be served with a warrant at work...and will have to pay court cost. I was told that they are not licensed in North Carolina, where I reside, but they called me stupid. I just don't know what to do now.
I'm not trying to dodge my responsibilities or anything like that...they called me an uneducated person who doesn't want to pay her bills...
What should my next step be?