Hi there, I am a college student and unfortunately and trapped with credit card debt and am unable to consolidate it!
Fortunately, I was able to get a car loan last year to purchase a vehicle.
Anyway, a little history here.
I go to school, and the credit card companies feast upon college students, because we are vunerable. Well, I got a credit card to start building credit. Got approved for $3500, and I knew I should have threw the card out then!
Well, as of today, the debt on that particular card (Citi MAstercard) is about $5000 and the monthly payment is more than I can afford.