i have 2 vehicles with payments of 730 a month. my ssister inlaw just gave us a car and we want to get rid of one.
if i file chapter 13 and let the car get reposessed add in the Deficiency of the car. or what else can i do?
also i have a second mortgage of 56,000. and my house is 210,000. the house apprases at 200,000. it was worth more when we took out the second mortgage, and did a 125% loan. has anyone ever tried to add the second mortgage into a chapter 13 case cause the value of the home is taken up by the first mortgage.
third
i have 125,000 in credit card debt.